Home Insurance Resources Archives - San Tan Insurance

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Homeowner’s Insurance FAQ

If your home carries a mortgage, Arizona requires you to have homeowner’s insurance. Before buying a policy, it pays to do your homework. Policies and coverage vary widely from provider to provider. Too often, people file a claim only to learn that their policy doesn’t cover their particular situation, or that coverage is less than […]

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How Much Liability Coverage Do You Need to Protect Your Assets?

When it comes to insurance policies, there is no one-size-fits-all option. Every policy includes a variety of options, with the policyholder choosing the liability coverage types and limits according to his or her needs. The average Arizona auto policy includes liability, collision and comprehensive, underinsured/uninsured motorist, and personal injury protection. Of course, coverage amounts vary, […]

earthquake-damage

Arizona Earthquake Insurance

Earthquake coverage is a specific form of insurance that can be purchased as part of your property insurance policy. This policy will cover costs of damage caused to the property in the event of an earthquake. The majority of homeowner’s insurance policies within Arizona do not cover loss in the event of an earthquake. Earthquake […]

rebuilding-home

How Do I Calculate the Cost to Rebuild My Home?

It is important to get an accurate estimate for the value of your home in order to determine the amount of property insurance coverage you need. There are a number of factors to consider, including: Square footage of the property and local construction costs. Style of the house. Number of rooms in the home. Special […]

flooded-home

Does My Arizona Home Insurance Policy Protect Against Flood Damage?

Flood Insurance is not a coverage that can be added to a home policy by paying extra on your premium. It is a separate policy and must be purchased separately and coverage for flood damage is excluded under the policy for homes. If you need to ensure that you’re Arizona home is properly covered for […]

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How Much Personal Liability Coverage Do I Need as an Arizona Resident?

The majority of policies start in the $100,000 range, but experts believe you should have at least $300,000 worth of coverage. If you are willing to pay a couple of hundred dollars more, your level of coverage could rise to $1 million via umbrella insurance. In the modern era, lawsuits pay out huge sums that […]

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How to Stay Protected from Liability Claims in Arizona?

Your Arizona homeowner’s insurance policy will keep you protected against personal injury or property damage when you are deemed to be legally responsible. You are covered against incidents such as someone slipping, falling, and hurting themselves on your property or being bitten by your dog. If you’re in need of additional information on how to […]