Questions & Answers About Arizona Auto Insurance Coverage

Arizona Auto Insurance FAQs

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For many motorists, finding the right auto insurance can be difficult, as there is so much to consider. In order to help you make the right decision, we have compiled a list of frequently asked questions we hope prove to be useful.

What Are the Available Types of Auto Insurance Coverage?

There are typically three main forms of auto insurance – liability, collision, and comprehensive. While liability coverage is mandatory by law, the other options are not, giving motorists different ways to reduce their overall costs. Continue reading…

How Much Auto Insurance Do I Actually Need?

In the state of Arizona, you are required by law to carry a minimum amount of liability insurance – used to pay other people’s property damages and medical costs for injuries sustained in automotive accidents. Continue reading…

How Do I Compare Auto Insurance Quotes?

While you can go to an insurance price comparison website and see multiple quotes at once, you won’t get nearly as good of an offer as you would if you were working with an independent insurance broker, as a broker can save you significantly on premiums. Continue reading…

How Can I Lower My Premium?

While there are a number of factors that can determine what Arizona driver’s auto insurance premiums will be, there are a few simple ways to reduce your rate, including driving a vehicle with great safety ratings. Continue reading…

How Can I Find the Best Policy for Me?

There’s two ways to ensure you get the best policy for your needs – (i) spend hours searching insurance websites – comparing rates and negotiating with sales people; or (ii) work with an independent insurance broker who knows what to look for and where – saving you time and money! Continue reading…

Why Do Auto Insurance Premiums Change?

When it comes to auto insurance in Arizona, there are numerous variables that can effect a change in your premium, such as inflation, the cost to repair your vehicle, medical expenses paid after an accident, and even uninsured drivers. Continue reading…

How Do Insurers Control Auto Insurance Costs?

Most large insurance companies help to keep their driver’s auto insurance costs low by organizing anti-fraud divisions, working with repair shops to keep standards high and costs competitive, and working with organizations that are dedicated to driver and pedestrian safety. Continue reading…

How Does the Type of Vehicle I Drive Affect My Insurance Rate?

Did you know that if you own a vehicle model that regularly gets stolen or broken in to you’ll likely be paying more for insurance? Furthermore, those who drive safer and less expensive to repair cars, trucks, and SUVs, will pay less for their coverage. Continue reading…

Do I Need Special Coverage If I Add Certain Features to My Vehicle?

This depends on the company providing your insurance coverage, but more than likely, insurers will provide a set amount of coverage for special features added on to your car or truck, such as custom body work, tires, or rims. Continue reading…

How Do I Know if Insurance Companies Deem Me to Be a Risk?

Some of the more obvious factors that can lead to deeming one as a higher risk driver, including a reckless driving history or past DUI conviction, plus most auto insurance carriers will look into your credit history. Continue reading…

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Types of Auto Insurance Coverage for Your Vehicle Infographic

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