Car & Truck Special Features that Increase Auto Insurance Costs

Do I Need Special Coverage in Arizona if I Add Certain Features to My Vehicle?

Luxury Car with Aftermarket Stereo Upgrade

In Arizona, special coverage can depend on the insurance provider company, but most insurers will offer a set amount of coverage for special features added to your vehicle, including custom body work, tires, or rims. If you add other features, such as stereo equipment, you may need to purchase an extra endorsement to fully cover these items in the event they are stolen or damaged. It wouldn’t hurt to speak to your insurance broker about any features you wish to add to your vehicle prior to purchasing auto insurance in Arizona.

Additional resources:
Insurance Institute for Highway Safety vehicle ratings
Car insurance providers in Arizona
AZ.gov auto insurance Q&A

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